ND Home Insurance

MN Home Insurance

  • Protect Your Home and Legacy with Tailored Home Insurance

    Your home is where lives are formed and legacies built. Whether you own or rent, it's where memories are made with loved ones. At Family First Insurance Agency, we're dedicated to safeguarding your home and the opportunities it holds. Our personalized home insurance policies are designed to fit your needs and lifestyle. You can trust us to protect what matters most.

  • Safeguard Your Home with Comprehensive Homeowners Insurance

    Homeowners insurance is essential for protecting your valuable asset: your home. This comprehensive coverage shields against fire, theft, natural disasters, and liability claims, offering financial security for repairs, belongings replacement, and medical expenses. Invest in homeowners insurance for peace of mind and protection against unexpected challenges. Contact us today to secure your home!

  • Secure Your Rental with Comprehensive Renters Insurance

    Renters insurance is a crucial safeguard for tenants. While the landlord's insurance covers the building, renters insurance protects your belongings and provides liability coverage. In case of theft, fire, or other perils, it offers financial protection by replacing or repairing damaged items. Additionally, it covers legal and medical expenses if someone is injured in your rental unit. With affordable premiums and comprehensive coverage, renters insurance provides peace of mind for unexpected events. Contact us today for reliable protection!

Home insurance coverage explained.

Dwelling Coverage: This option provides coverage for the physical structure of your home, protecting it against damage from covered perils such as fire, windstorms, and vandalism.

  1. Personal Property Coverage: This option covers your personal belongings, such as furniture, electronics, and clothing, in case they are damaged or stolen.

  2. Liability Coverage: This option protects you financially if someone is injured on your property or if you accidentally cause damage to someone else's property.

  3. Additional Living Expenses: In the event that your home becomes temporarily uninhabitable due to a covered loss, this option covers the cost of temporary accommodations, such as hotel stays or rental expenses.

  4. Medical Payments Coverage: This option helps pay for medical expenses if someone is injured on your property, regardless of who is at fault.

These are some of the standard options typically included in homeowners insurance, although coverage can vary depending on the insurance company and policy. It's important to review and understand the specifics of your policy with your agent to ensure it meets your needs.